Lafayette 337-280-1655


Underinsured or Uninsured Motorist Coverage - Recent Success

Posted by Yul D. Lorio | Nov 15, 2023 | 0 Comments

Is UM coverage worth the money? Many agents may tell you are "fully insured" when you only have liability insurance to cover you when you  cause an accident. UM coverage helps you when the other guy hurts YOU and they don't have insurance or not enough, which happens often. I have advised clients in the past that UM is worth the premium cost if you can afford it.  AND, your rates should not go up in Louisiana if you aren't at fault. Some people are afraid to use their UM coverage, but using it is why you buy it.  All too often I see cases where there isn't enough insurance to cover your injuries.

This week, a client experienced the very issue of having been injured by a driver with little liability insurance. Luckily, he had a reasonable UM policy in place before the accident occurred and I was able to obtain a reasonable injury tender of money to help him early on in the process and keep fighting for the rest. 

Every case is different. Please reach out with any questions.


Yul Lorio

About the Author

Yul D. Lorio

Areas of Practice Motor Vehicle Accidents - Plaintiff Personal Injury - Plaintiff Admiralty & Maritime Law Medical Malpractice Workers Compensation Law Bar Admissions Louisiana U.S. District Court Eastern District of Louisiana, 1990 U.S. District Court Middle District of Louisiana,...


There are no comments for this post. Be the first and Add your Comment below.

Leave a Comment

Contact Lorio Law Today

Lorio Law is committed to answering your questions about Car Wrecks, Motorcycle Accidents, 18 Wheeler Accidents, Insurance Claims, Product Liability, Admiralty and Maritime Accidents, Fire and Explosion Accidents, Wrongful Death, Medical Malpractice, Class Actions, Personal Injury Claims, and Homeowner Construction Litigation issues in Louisiana.

We offer a Free Consultation and we'll gladly discuss your case with you at your convenience. Contact us today to schedule an appointment.